How Much Can I Borrow?
How much you can expect to borrow is a calculation based on a number of factors such as, how much you earn and what your current expenses are. The amount you can borrow will vary from lender to lender. To find out what your borrowing power is, please contact us on 0414 426 884.
How Much Will Stamp Duty Be?
There are various concessions available to you that can provide relief from stamp duty. These concessions are determined by the Office of State Revenue in each state of Australia and may also depend on whether you are a First Home Buyer or not. We are able to assist you with finding out what stamp duty benefits you may be entitled to.
What Will My Loan Repayments Be?
Part of planning for a real estate purchase will be to determine how much your budget can afford in terms of loan repayments. As mortgage brokers we are experts in assisting you with this. To find out how much your loan repayments would be for any borrowed amount, using different interest rates and loan terms, please call us on 0414 426 884.
What If I Make Extra Repayments?
From time to time you may find that you have extra funds available; for example you may know you have a tax refund coming your way. It may make a huge impact on your mortgage if you were to put these extra funds into your home loan in the form of a lump sum repayment.
To see the impact extra repayments or lump sum repayments can have on your mortgage, please give us a call…it can save you thousands of dollars in interest repayment and dramatically reduce your loan term.
Latest Rates
One of the many factors you should take into consideration when choosing the loan that’s right for you is the interest rate.
The interest rate on its own however, does not give a true indication of the actual cost of the loan. Other factors to consider include the ongoing fees and up-front charges.
These fees can vary between lenders and loans. So, how do you make sure you are comparing apples with apples, like with like? By using comparison rates.
When you meet with a mortgage broker from our team, they will discuss the interest rates, loan products and applicable comparison rates of these products so that you can effectively compare loans and lenders. To find out more please call us on 0414 426 884.
